Personal Schemes

Personal Deposit Schemes

Meridian Finance is offering a wide variety of Deposit Products to meet your personal needs. Under these schemes, your money is deposited for a fixed period of time and interest is capitalized with the principal at each year

  • Term Deposit Schemes
  • Short Term Deposit

Customers are eligible for receiving interest (with Principal amount or without Principal Amount) on maturity of the Deposit for different convenient Tenures from 3 Months to 12 Months

  • Customized solution for short term investment
  • Competitive rate of return and highest level of safety
  • Minimum deposit balance is BDT 50,000/-
  • Tenure from 3 to 12 Months
  • Long Term Deposit

Customers are eligible for receiving interest (with Principal amount or without Principal Amount) on maturity of the Deposit for different convenient Tenures up to 60 months

  • Customized solution for long term investment
  • Competitive rate of return and highest level of safety
  • Minimum deposit balance is BDT 50,000/-
  • Tenure: 500 Days, 13, 24, 36, 48, 60 Months
  • Double Money Deposit

Customers are eligible for receiving double (interest plus principal) of the deposit amount on maturity of the Deposit

  • Customized solution for long term investment
  • Competitive rate of return and highest level of safety
  • Minimum deposit balance is BDT 50,000/-
  • Tenure as per company declaration
  • Triple Money Deposit

Customers are eligible for receiving triple (interest plus principal) of the deposit amount on maturity of the Deposit.

  • Customized solution for long term investment
  • Competitive rate of return and highest level of safety
  • Minimum deposit balance is BDT 50,000/-
  • Tenure as per company declaration
  • Regular Earner Schemes
    • Monthly Earner Deposit

Customers are eligible for receiving interest on monthly basis for the entire Tenure and the principal will be automatically renewed on maturity

      • Monthly interest earning
  • Competitive rate of return and highest level of safety
      • Opportunity to reinvest the interest amount
      • Minimum deposit balance is BDT 500,000/-
      • Tenure: 6 & 9 months, 1 – 5 years
    • Quarterly Earner Deposit

Customers are eligible for receiving quarterly interest for the entire tenure and the principal is automatically renewed at maturity

      • Quarterly interest earning
      • Competitive rate of return and highest level of safety
      • Opportunity to reinvest the interest amount
      • Minimum deposit balance is BDT 500,000/-
      • Tenure: 9 months, 1 – 5 years
  • Money Builder Schemes
    • Deposit Pension Scheme

Customers build their savings with monthly deposit and receive a fixed amount at the end of maturity period.

      • Provides retirement benefit for Service Holders
      • Depositor earns a monthly interest
      • Competitive rate of return and highest level of safety
      • Opportunity to reinvest the interest amount
      • Does not require any initial deposit
      • Minimum Tk. 1,000/- and maximum Tk. 25,000/- deposit per month
      • Tenure: 3 – 10 years
    • Millionaire Scheme

Customers will earn Tk. 10,00,000/- at the end of maturity period by depositing on a monthly basis for specific Tenure

      • Deposit on monthly installment basis
      • Competitive rate of return and highest level of safety
      • Monthly deposit amount is based on Tenure
      • Credit facility up to 90% of principal amount
      • Tenure: 4, 5, 6, 7, 8, 9 and 10 years term
    • Education Saving Scheme

For the Individuals who want to save now to meet the future educational expenses for their children or for themselves.

      • Deposit on monthly installment basis
      • Competitive rate of return and highest level of safety
      • Insurance protection and loan facilities
      • Eligibility : 4 – 16 years school going students and parents mature age 65
      • Minimum deposit balance is BDT 50,000/-
      • Minimum Tk. 1,000/- and maximum Tk. 25,000/- deposit per month
      • Tenure: 4, 6, 8, 10 & 12 years
    • Women’s Saving Scheme

Exclusively for Female Customers for maximizing their savings and providing a higher return on their investment.

      • Deposit on monthly installment basis
      • Competitive rate of return and highest level of safety
      • Eligibility: Minimum age is 18 years
      • Minimum Tk. 500/- and maximum Tk. 10,000/- deposit per month
      • Tenure: 3, 5, 8, 10 & 12 years

Forms and Documents for Deposit Schemes

    • Account Opening Form (Individual)
    • Account Opening Form (Institutional)
    • Additional Nominee Information Form
    • Individual Information Form’
    • Terms & Conditions (for Account Opening)
    • KYC Form
    • MID (Most Important Document) Form
    • CF (Client Feedback) Form

For Individual Customers

    • Deposit Account Opening Form [Duly filled-in and signed]
    • Copy of valid ID (Passport/National ID Card/Citizenship Certificate/Driving License) of the Applicant(s)
    • One recent colored photograph of the Applicant(s)
    • One recent colored photograph of the Nominee(s), attested by the Applicant(s)
    • TIN Certificate of the Applicant(s)
    • Copy of a Latest Utility Bill (Original to be Seen)

For Institutional Customers

    • Deposit Account Opening Form [Duly filled in and signed]
    • Copy of applicable business documents as per the regulatory guideline:
    • Trade License, Partnership Deed, Memorandum of Association/Article of Association, Certificate of Incorporation, Board Resolution, Trust Deed, TIN Certificate etc
    • One recent colored photograph of each signatory
    • Copy of valid ID (Passport/National ID Card/Citizenship Certificate/Driving License) of each signatory
    • Copy of valid ID (Passport/National ID Card/Citizenship Certificate/Driving License) of shareholders, holding at least 20% shares or more